Our Terms and Conditions

Acceptance of Terms and Conditions of Use

1. These terms and conditions of use for http://www.andcarsfinance.com (the “Website”) constitute a legal agreement entered into by and between you and Move Metal Media Inc., o/a AndCarsFinance ("Company," "we," "us," "our"). The following terms and conditions, together with any documents and/or additional terms they expressly incorporate by reference (collectively, these "Terms and Conditions"), govern your access to and use of, including any content, functionality, and services offered on or through the Website.
2. BY ACCESSING THE WEBSITE, YOU REPRESENT AND WARRANT THAT: (i) YOU HAVE READ, UNDERSTAND AND AGREE TO THESE TERMS AND CONDITIONS; (ii) ARE OF THE LEGAL AGE OF MAJORITY UNDER THE LAWS IN THE JURISDICTION FROM WHICH YOU ARE ACCESSING THIS WEBSITE TO FORM A BINDING CONTRACT WITH THE COMPANY; AND (iii) YOU ACCEPT AND AGREE TO BE BOUND BY AND COMPLY WITH THESE TERMS AND CONDITIONS, OUR PRIVACY POLICY, FOUND AT [andcarsfinance.com/privacy-policy], AND ANY POSTED GUIDELINES OR RULES WHICH MAY BE POSTED FROM TIME TO TIME INCORPORATED HEREIN BY REFERENCE.

IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS OR THE PRIVACY POLICY, OR IF YOU ARE NOT PERMITTED TO ACCESS OR USE THIS WEBSITE, YOU MUST NOT ACCESS OR USE THE WEBSITE OR USE ANY SERVICE PROVIDED THROUGH THIS WEBSITE.

Description of Services

1. 1. We provide you with an online platform that enables you to research financing options for the purchase of new or used motor vehicles by connecting you to third-party automotive dealerships and auto lenders based on the information you have provided to us in your application (the “Services”).
  2. By submitting your personal information for the Services through our Website (your “application”), you hereby grant us express permission to release some or all of such information to third-party automotive dealerships, auto lenders, and/or credit reporting agencies, in order to provide you with a list of vehicles, dealers, lenders from whom you can purchase, lease or finance a vehicle.
  3. Except for the Services, nothing on our Website is, or shall be deemed to constitute, an offer by us, or by us on behalf of any third party to sell to you any product or service. We will not enter into any contract with you in respect of any product or service, except for the Services. By submitting your application through the Website, you are making an offer to obtain a product or service from the relevant vehicle dealer(s) and/or lender(s) on their terms and conditions that may be accepted or rejected. You will receive confirmation from such third-party or parties if your offer has been accepted by them.

Modifications to the Terms and Conditions and to the Website

1. 1. We reserve the right in our sole discretion to revise and update these Terms and Conditions from time to time without notice. Any and all such modifications are effective immediately upon posting and apply to your access to and continued use of the Website. You agree to periodically review the Terms and Conditions in order to be aware of any such modifications and your continued use shall be your acceptance of any such modifications.
  2. The information and other material on this Website may be changed, withdrawn, or terminated at any time in our sole discretion without notice. We will not be liable to you if, for any reason, all or any part of the Website is restricted to users or unavailable at any time or for any period of time.

Your Use of the Website and Security

1. 1. You hereby agree that you are solely responsible for obtaining your own access to the Website. You also agree to ensure that all persons who access the Website through your internet connection are aware of these Terms and Conditions and comply with them. Your access to the Website may require user registration. It is a condition of your use of the Website that all the information you provide on the Website, including but not limited to the registration of a user account, is correct, current, and complete.
  2. We cannot and do not guarantee the security of your personal information transmitted to our Website. You agree that any transmission of personal information is at your own risk, and that we are not responsible to you for circumvention of any privacy settings or security measures contained on the Website.
  3. Any personal information provided by you and any submissions you make to the Website through any functionality that we may provide, including but not limited to any interactive applications, chat rooms, e-mail, message boards, personal, or interest group web pages, profiles, forums, bulletin boards, and other such functions that may be made available on the Website from time to time (collectively, “Interactive Functions”) constitutes your consent to all actions we take with respect to such information.
  4. You shall keep any username, password, or any other piece of information chosen by you, or provided to you as part of our security procedures confidential, and you agree not disclose it to any other person or entity. You understand and agree that should you be provided an account, your account is personal to you and you agree not to provide any other person with access to this Website or portions of it using your username, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you logout from your account at the end of each session. You agree that you are solely responsible for any password misuse or any unauthorized access to this Website on your user account.
  5. We reserve the right at any time and from time to time, to disable or terminate your account, any username, password, or other identifier, whether chosen by you or provided by us, in our sole discretion for any or no reason, including any violation of any provision of these Terms and Conditions.
  6. You are prohibited from attempting to circumvent and from violating the security of this Website, including, without limitation: (a) accessing content and data that is not intended for you; (b) attempting to breach or breaching the security and/or authentication measures which are not authorized; (c) restricting, disrupting or disabling service to users, hosts, servers, or networks; (d) illicitly reproducing TCP/IP packet header; (e) disrupting network services and otherwise disrupting our ability to monitor the Website; (f) using any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website; (g) introducing any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful; (h) attacking the Website via a denial-of-service attack, distributed denial-of-service attack, flooding, mailbombing, or crashing; and (i) otherwise attempting to interfere with the normal operations of the Website.

Intellectual Property Rights

1. You understand and agree that the Website and its entire contents, features, and functionality, including, but not limited to, all information, software, code, data text, displays, graphics, photographs, images, video, audio, music, broadcast, design, presentation, website layout, selection, and arrangement, are owned by the Company, its licensors, or other providers of such material and are protected in all forms by intellectual property laws including, without limitation, copyright, trademark, patent, trade secret, and any other proprietary rights.
2. The copyright of the Company’s name, and all related names, logos, product and service names, designs, images, and slogans appearing on our Website (the “Intellectual Property”) are owned by the Company or its affiliates or licensors. You shall not use the Company’s name or Intellectual Property for any reason without the prior written permission of the Company. Other names, logos, product and service names, designs, images, and slogans mentioned, or which may appear on this Website are the trademarks and/or copyright of their respective owners. Your use of any such property, except as expressly authorized, shall constitute an infringement or violation of the rights of the property owner and may be a violation of federal or other laws which could subject you to legal action.
3. You shall only use the Website for your personal and non-commercial use. You shall not directly or indirectly reproduce, compile for an internal database, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, in any form or medium whatsoever except:

your computer and browser may temporarily store or cache copies of materials being accessed and viewed;
a reasonable number of copies for personal use only may be printed keeping any proprietary notices thereon, which may only be used for non-commercial and lawful personal use and not for further reproduction, publication, or distribution of any kind on any medium whatsoever; and
one single user copy may be downloaded with any proprietary notices intact, for your own personal, non-commercial use, conditional on your agreement to be bound by our end user licence agreement for such downloads.

You agree that you will not, whether directly or indirectly, modify copies of any Intellectual Property or other materials from this Website nor delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this Website or any part thereof. You agree not to access or use for any commercial purposes any part of the Website or any services or materials available through the Website.
If you print off, copy, or download any part of our Website in breach of these Terms and Conditions, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. You acknowledge and agree that you have no right, title, or interest in or to the Website or to any content on the Website, and all rights not expressly granted are reserved by the Company. Any use of the Website not expressly permitted by these Terms and Conditions is a breach of these Terms and Conditions and may infringe or violate copyright, trademark, and other intellectual property or other proprietary laws.

Conditions of Use and User Submissions

1. As a condition of your access to and use of the Website, you agree that you may use the Website only for lawful purposes and in accordance with these Terms and Conditions.
2. The conditions set out in Section 6.3 below apply to any and all content, material, and information that you submit, post, publish, display, or transmit to the Website or to other users or persons (collectively “User Submissions”) and any and all Interactive Functions. You are responsible for all of your Submissions. Any and all User Submissions must also comply with all applicable federal, provincial, local, and international laws and regulations.
3. Without limiting the foregoing, you warrant and agree that your use of the Website and any User Submissions shall not:

In any manner violate any applicable federal, provincial, local, or international law or regulation including, without limitation, any laws regarding the export of data or software, patent, trademark, trade secret, copyright, or other intellectual property, legal rights (including the rights of publicity and privacy of others) or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms and Conditions and our Privacy Policy found at https://www.andcarsfinance.com/privacy-policy.
In any manner violate the terms of use of any third-party website that is linked to the Website, including but not limited to, any third-party social media website.
Include or contain any material that is exploitive, obscene, harmful, threatening, abusive, harassing, hateful, defamatory, sexually explicit or pornographic, violent, inflammatory, or discriminatory based on race, sex, religion, nationality, disability, sexual orientation, or age or other such legally prohibited ground or be otherwise objectionable, such determination to be made in Company’s sole discretion.
Involve stalking, attempting to exploit or harm any individual (including minors) in any way by exposing them to inappropriate content or otherwise or ask for personal information as prohibited under all applicable laws, by-laws, regulations, and codes.
Involve, provide, or contribute any false, inaccurate, or misleading information.
Include sending, knowingly receiving, uploading, downloading, using, or reusing any material that does not comply with these Terms and Conditions.
Impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing).
Transmit, or procure the sending of, any advertisements or promotions, sales, or encourage any other commercial activities, including, without limitation, any spam, junk mail, chain letter, contests, sweepstakes and other sales promotions, barter, or advertising or any other similar solicitation.
Encourage any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined solely by us, may harm the Company or users of the Website or expose them to liability.
Cause annoyance, inconvenience, or needless anxiety or be likely to upset, embarrass, or alarm any other person.
Promote any illegal activity, or advocate, promote, or assist any unlawful act.
Give the impression that they originate from or are endorsed by us or any other person or entity, if this is not the case.

User Submissions: Grant of Licence

1. 1. The Website may contain Interactive Functions allowing User Submissions on or through the Website.
  2. None of the User Submissions you submit to the Website will be subject to any confidentiality by the Company, nor be treated as proprietary. By providing any User Submission to the Website, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns the right to a world-wide, royalty free, perpetual, irrevocable, non-exclusive licence to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose and according to your account settings and/or incorporate such material into any form, medium or technology throughout the world without compensation to you. You further waive any moral rights or other rights of authorship as a condition of submitting any User Submission.
  3. By submitting the User Submissions, you declare and warrant that you own or have the necessary rights to submit the User Submissions and have the right to grant the licence hereof to us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns to the User Submissions and comply with these Terms and Conditions. You represent and warrant that all User Submissions comply with applicable laws and regulations and these Terms and Conditions.
  4. You understand and agree that you, not the Company nor its directors, officers, employees, agents, service providers, contractors, licensors, suppliers, or successors, are in any way responsible for any User Submissions you submit or contribute, and you are fully responsible and legally liable, including to any third party, for such content and its accuracy. Furthermore, you understand and agree that we are not responsible or legally liable to any third party for the content or accuracy of any User Submissions submitted by you or any other user of the Website.

Site Monitoring and Enforcement, Suspension, and Termination

1. You acknowledge and agree that the Company has the right, without provision of notice to:

Remove or refuse to post on the Website any User Submissions for any or no reason in our sole discretion.
At all times, take such actions with respect to any User Submission deemed necessary or appropriate in our sole discretion, including, without limitation, for violating these Terms and Conditions.
Take legal action against you or any person, including, without limitation, referral to law enforcement or regulatory authority, or notifying the harmed party of any illegal or unauthorized use of the Website. Without limiting the foregoing, we reserve the right to cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Website.
Terminate or suspend your access to all or part of the Website for any or no reason, including, without limitation, any violation of these Terms and Conditions.

YOU WAIVE AND HOLD HARMLESS THE COMPANY AND ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SERVICE PROVIDERS, CONTRACTORS, LICENSORS, LICENSEES, SUPPLIERS, AND SUCCESSORS FROM ANY AND ALL CLAIMS RESULTING FROM ANY ACTION TAKEN BY THE COMPANY AND ANY OF THE FOREGOING PARTIES RELATING TO ANY, INVESTIGATIONS BY EITHER THE COMPANY OR SUCH PARTIES OR BY LAW ENFORCEMENT AUTHORITIES.
You acknowledge and agree that:
1. We have no obligation, nor any responsibility to any party to monitor the Website or its use, and do not and shall not undertake to review any material that you or other users submit to the Website.
2. We cannot ensure prompt removal of objectionable material after it has been posted and we have no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party, subject to applicable laws.

No Reliance

The content on our Website is provided for general information purposes only and is not intended to amount to advice on which you should rely. By your continued access to and use of the Website, you acknowledge and agree that you have had the opportunity to obtain and consult your own professional advice (whether legal, tax or otherwise) with respect to your rights and obligations for the Services and these Terms and Conditions before taking, or refraining from, any action or inaction on the basis of the content on our Website.

You acknowledge and agree that: (i) we do not own or sell any vehicles, vehicle warranties, roadside assistance services or related products listed by any car dealership. We do not own, sell or make any offers to sell automotive loans, financing or lines of credit of any kind; (ii) we do not provide, and are not responsible for any pricing, payment, terms, offers, quotes, financing, interest, warranties, vehicle servicing, maintenance or any other fees that may be associated with the purchase and sale of any vehicles listed on our Website; (iii) we are not responsible for any errors or omissions in any description, price, payment, offer, quote, financing rate, or interest provided by any car dealer or creditor; (iv) we make no claims, representations or warranties, whether express or implied, and accept no liability whatsoever, for the safety, reliability, durability, and/or performance of any vehicle posted on the Website; and (v) you are solely responsible for the suitability, adequacy and appropriateness of any products or services that you are referred to on our Website.

1. 1. We make no representations, warranties, or guarantees, whether express or implied, that the content on our Website is accurate, complete, or up to date. Your continued access to and use of the Website is at your own risk and neither the Company nor its directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers, or successors have any responsibility or liability whatsoever for your access to or use of this Website.
  2. This Website may include content provided by third parties, including from other users and third-party licensors. All statements and/or opinions expressed in any such third-party content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. Such materials do not necessarily reflect the opinion of the Company. Neither the Company nor its directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers, or successors have any responsibility or liability whatsoever to you, or any third party, for the content or accuracy of any third-party materials.

Privacy

1. 1. By submitting your application, including any personal information contained therein, and using our Website, you consent to the collection, use, reproduction, hosting, transmission, and disclosure of any such user content submissions in compliance with our Privacy Policy, found at https://www.andcarsfinance.com/privacy-policy, as we deem necessary for use of the Website and provision of the Services.

Third-Party Websites

1. 1. This Website may provide links to third-party sites, including social media websites such as Facebook LinkedIn, X (formerly Twitter), YouTube, TikTok, Pintrest and Instagram, and others. We make no representations about any other websites that may be accessed from this Website, whether such websites are maintained by us or not. If you choose to access any such sites, you agree that you do so at your own risk. We have no control over the contents of any such third-party sites, and you are subject to the terms of use of such sites. We accept no responsibility for such sites or for any loss or damage that may arise from your use of them, and we do not warrant the accuracy, completeness, authenticity or reliability of any such third party websites.
  2. You shall not create any link(s) to any part of our Website without our express written permission. We reserve the right to withdraw linking permission without notice, and in any event, the website in which you are linking the Website must comply in all respects with the Terms of Use and Privacy Policy. You agree to cooperate with us in causing any unauthorized framing or linking to our Website to immediately stop.

Consent to Communications

By providing us with your contact information and using the Website, you agree to receive communications of any nature via e-mail, SMS/text messaging or other electronic communications sent to you at the email address or telephone number you have provided. Message and data rates may apply. You may opt out of these communications at any time by responding “STOP” or “unsubscribe”.

You agree that any notices, agreements, disclosures or other communications sent to you electronically constitutes adequate written notice.

Geographic Restrictions

1. 1. The owner of the Website is based in the Province of Ontario in Canada. We provide this Website for use only by persons located in Canada. This Website is not intended for use in any jurisdiction where its use is not permitted. If you access the Website from outside Canada, you do so at your own risk and you are responsible for compliance with local laws of your jurisdiction.

Disclaimer of Warranties

1. 1. YOU UNDERSTAND AND AGREE THAT YOUR ACCESS TO AND USE OF THE WEBSITE, ITS CONTENT, AND THE SERVICES IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT IN RESPECT OF ANY MOTOR VEHICLE OR FINANCING PLAN IN CONNECTION WITH THE PURCHASE OF ANY MOTOR VEHICLE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
  2. NEITHER THE COMPANY NOR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SERVICE PROVIDERS, CONTRACTORS, LICENSORS, LICENSEES, SUPPLIERS, OR SUCCESSORS MAKE ANY WARRANTY, REPRESENTATION, OR ENDORSEMENT WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, SUITABILITY, ACCURACY, CURRENCY, OR AVAILABILITY OF THE WEBSITE OR ITS CONTENTS. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SERVICE PROVIDERS, CONTRACTORS, LICENSORS, LICENSEES, SUPPLIERS, OR SUCCESSORS REPRESENT OR WARRANT THAT THE WEBSITE, ITS CONTENT, OR ANY SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
  3. WE CANNOT AND DO NOT GUARANTEE OR WARRANT THAT FILES OR DATA AVAILABLE FOR DOWNLOADING FROM THE INTERNET OR THE WEBSITE WILL BE FREE OF VIRUSES OR OTHER DESTRUCTIVE CODE. YOU ACKNOWLEDGE AND AGREE THAT YOU ARE SOLELY AND ENTIRELY RESPONSIBLE FOR YOUR USE OF THE WEBSITE AND YOUR COMPUTER, INTERNET, AND DATA SECURITY. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE TO YOU OR ANY PERSON FOR ANY LOSS OR DAMAGE CAUSED BY DENIAL-OF-SERVICE ATTACK, DISTRIBUTED DENIAL-OF-SERVICE ATTACK, OVERLOADING, FLOODING, MAILBOMBING, OR CRASHING, VIRUSES, TROJAN HORSES, WORMS, LOGIC BOMBS, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR THE SERVICES OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

Limitation on Liability

1. 1. EXCEPT WHERE SUCH EXCLUSIONS ARE PROHIBITED BY LAW, UNDER NO CIRCUMSTANCE WILL THE COMPANY NOR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SERVICE PROVIDERS, CONTRACTORS, LICENSORS, LICENSEES, SUPPLIERS, OR SUCCESSORS BE LIABLE TO YOU OR ANY PERSON FOR NEGLIGENCE, GROSS NEGLIGENCE, NEGLIGENT MISREPRESENTATION, FUNDAMENTAL BREACH, DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT, BREACH OF CONTRACT, BREACH OF PRIVACY, OR OTHERWISE, EVEN IF THE PARTY WAS ALLEGEDLY ADVISED OR HAD REASON TO KNOW, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, OR RELIANCE ON, THE WEBSITE, THE SERVICES, ANY LINKED WEBSITES OR SUCH OTHER THIRD-PARTY WEBSITES, NOR ANY WEBSITE CONTENT, MATERIALS, POSTING, OR INFORMATION THEREON.

Indemnification

1. 1. To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless the Company, and its directors, officers, employees, agents, service providers, contractors, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including legal fees) arising out of or relating to your breach of these Terms and Conditions or your use of the Website, including, but not limited to, your User Submissions, third-party sites, any use of the Website's content, and the Services other than as expressly authorized in these Terms and Conditions.

Governing Law and Choice of Forum

1. 1. The Website and these Terms and Conditions will be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without giving effect to any choice or conflict of law provision, principle, or rule (whether of the laws of the Province of Ontario or any other jurisdiction) and notwithstanding your domicile, residence, or physical location.
  2. Any action or proceeding arising out of or relating to this Website and under these Terms and Conditions will be instituted in the courts of the Province of Ontario and/or the Federal Court of Canada, and you irrevocably submit to the exclusive jurisdiction of such courts in any such action or proceeding. You waive any and all objections to the exercise of jurisdiction over you by such courts and to the venue of such courts.

Waiver

1. 1. No failure to exercise, or delay in exercising, any right, remedy, power, or privilege arising from these Terms and Conditions operates, or may be construed, as a waiver thereof; and no single or partial exercise of any right, remedy, power, or privilege hereunder precludes any other or further exercise thereof or the exercise of any other right, remedy, power, or privilege.

Severability

1. 1. If any term or provision of these Terms and Conditions is invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality, or unenforceability shall not affect any other term or provision of these Terms and Conditions or invalidate or render unenforceable such term or provision in any other jurisdiction.

Entire Agreement

1. 1. The Terms and Conditions and our Privacy Policy constitute the sole and entire agreement between you and Move Metal Media Inc. o/a AndCarsFinance regarding the Website and supersedes all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, regarding such subject matter.

Reporting and Contact

1. This website is operated by Move Metal Media Inc. o/a AndCarsFinance 18 King Street East. Suite 1400, Toronto, Ontario, M5C 1C4, Canada
2. Should you become aware of misuse of the website including libelous or defamatory conduct, you must report it to the Company at support@andcarsfinance.com.
3. All other feedback, comments, requests for technical support, and other communications relating to the Website should be directed to support@andcarsfinance.com.

THESE TERMS AND CONDITIONS OF USE DATED EFFECTIVE AS OF THE 1st day of February 2024.